Bank statement PDF to Excel, in a minute
Drop in a statement from any bank. Zivo reads every line, checks every balance, and gives you Excel, CSV, OFX or QIF. No account, no templates.
- Any bank, any country
- PDFs and photos of statements
- Every balance checked
- Deleted after 7 days
1. Upload
A PDF from online banking, or photos of a printed statement.
2. Zivo reads and checks
Dates, descriptions, money in and out and balances — then the opening balance plus every line is checked against the closing balance.
3. Download
Excel and CSV for spreadsheets, OFX and QIF for Xero, QuickBooks, Sage and the rest.
Pricing
Free to start, pay only for big statements
No subscription needed for the converter. Zivobooks plans include statement pages every month and import them straight into your books.
Free
3 pages a day
No account, no card.
Pay as you go
US$0.25 a page
R4.50 a page in South Africa. Pay once per statement by card or mobile money.
With a Zivobooks plan
Pages included
Every plan includes pages each month, page packs for busy months, and statements land in your books matched to invoices and expenses.
See plansQuestions people ask
Can’t find what you’re looking for? Ask us directly, and a person will answer.
Which banks does it work with?
Any bank that gives you a statement as a PDF, or even a photo of a printed statement: FNB, Absa, Standard Bank, Nedbank, Capitec, CBZ, Stanbic, Barclays, HSBC, Emirates NBD, Al Rajhi, Chase, Commonwealth Bank, ANZ and every other bank. Zivo reads the layout, so there are no templates to set up.
How do I know the numbers are right?
Every converted statement is checked against its own balances: the opening balance plus every line must land on the closing balance, and each running balance must follow from the one before. Anything that doesn’t add up is highlighted by line.
What does it cost?
The first 3 pages each day are free. After that you pay per page (from US$0.25, or R4.50 in South Africa) once, by card or mobile money, with no account. Zivobooks plans include pages every month.
What happens to my statement?
It’s used only to convert it, sent over an encrypted connection, and deleted with its results after 7 days. It is never used to train AI models.
Can I import it into my accounting software?
Yes: download OFX or QIF for Xero, QuickBooks, Sage and most other systems, or Excel and CSV for anything else. In Zivobooks itself, converted statements go straight into your bank account and are matched to invoices, bills and expenses.