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Loans & financing
Record a loan, asset finance deal or overdraft facility and Zivobooks posts the money received, builds the repayment schedule, and splits every repayment into capital and interest. See what’s owed in total, what falls due within twelve months, and the next instalment for every loan.
Term loans, asset finance and overdraft facilities, each with its lender, rate and term.
Equal monthly instalments, interest only with capital at the end, or flexible repayments.
Interest is worked out from the balance and the days since the last payment; change it to match the lender’s statement.
What’s owed in the next twelve months and after, for the balance sheet and the bank.
Money received, repayments and interest go to the right accounts, and the loan is marked repaid at zero.
Finance a vehicle or machine and the asset goes on the books against the loan, not the bank.
A bank loan touches the cash, the balance sheet and the profit and loss every month. Zivobooks keeps the schedule, the repayments and the interest together, so the next repayment is never a surprise and the balance sheet always shows what’s really owed.
Can’t find what you’re looking for? Ask us directly, and a person will answer.
Change the interest on the repayment to match their statement; the capital is worked out from what’s left.
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