Zivo AI

An AI assistant that knows your books

Zivo is built into every part of Zivobooks. Ask how much you’re owed, type “invoice Acme 3 hours at 80”, snap a receipt, or let it sort this month’s bank lines. Zivo prepares the work; you stay in charge of what gets saved.

Try it free See pricing

app.zivobooks.com/app/moyo-hardware/zivo

Who owes me the most, and what should I chase this week?

✨ Zivo

Three customers make up 71% of what you’re owed. Chase these first:

Chiedza BuildersUSD 3,420 · 34 days overdue

Moyo FarmsUSD 1,980 · 12 days overdue

Ndlovu MotorsZWG 41,600 · due Friday

Draft WhatsApp reminders

Ask anything about your business

Who owes me the most? Can I afford a new hire? What’s my VAT this quarter? Zivo answers from your real figures, in your language, and shows where the numbers came from.

Draft with a sentence

Type what you want in the search bar and Zivo opens a ready invoice, quote or expense with the customer, lines and prices from your catalogue, for you to check and save.

Receipts read for you

Take a photo and Zivo reads the shop, date, total, tax and category, highlighting anything it isn’t sure of.

The bank, sorted

Outgoing bank lines are categorised the way you did it before, and Zivo suggests the rest, ready to record with one click.

Cash forecast and what-ifs

See your cash for the next weeks, and try “what if a customer pays late” or “what if I hire someone” before you decide.

Alerts and automations

Zivo watches for overdue customers, possible duplicate bills, low stock, cash running low and tax deadlines, and can send the reminders for you.

AI that never makes up a number

Zivo only reads your books through controlled, read-only tools, separately for each business and within what your role can see. It explains figures; the accounting engine calculates them. Tax is always worked out by each country’s rules, never guessed.

Anything that changes your books follows the same path as a person would: Zivo drafts, you review, you approve. Nothing is posted, paid or filed by AI on its own.

Works on WhatsApp too

Connect your WhatsApp Business number and you can send a receipt or ask a question on WhatsApp; Zivo answers from the same books, so you can run the business from your phone between jobs.

Zivo AI: your questions

Can’t find what you’re looking for? Ask us directly, and a person will answer.

Is my data used to train AI models?

No. Your books are only used to answer your own questions, and only the figures needed for the answer are shared with the AI provider, under a contract that doesn’t allow training on them.

Can Zivo post or pay things by itself?

No. Zivo prepares drafts and suggestions. A person in your business always reviews and saves, approves or pays.

Which languages does Zivo speak?

English, Portuguese and Arabic, answering in the language you write in.

Works hand in hand with

Bills & expenses Receipts read from a photo, staff claims and mileage, repeating bills, and suppliers told when they’re paid. Banking & reconciliation Live bank feeds or statement files from any bank, matched and categorised for you. Insights & cash forecast See next month’s cash today, and what to put aside for tax.

Give your business the back office it deserves.

Try every feature free for 30 days. No card, no contract, and your data is always yours to export.

Start your free month Talk to us

30 days free · Then from $5 a month · Cancel any time · Works on phone, tablet and computer